> ## Documentation Index
> Fetch the complete documentation index at: https://docs.creda.finance/llms.txt
> Use this file to discover all available pages before exploring further.

# Welcome to Creda Finance

> A decentralized lending protocol built on the Cosmos ecosystem

Creda Finance is a decentralized lending protocol on Cosmos that allows you to supply assets to earn interest and borrow against your collateral.

<Card title="What is Creda Finance?" icon="info" href="/what-is-creda" horizontal>
  Learn about the protocol, how it works, and who should use it.
</Card>

<Card title="Getting Started" icon="rocket" href="/getting-started" horizontal>
  Connect your wallet and start using Creda Finance in minutes.
</Card>

## User Guide

<Columns cols={2}>
  <Card title="Supply Assets" icon="piggy-bank" href="/user-guide/supply-assets">
    Deposit assets to earn interest and enable as collateral.
  </Card>

  <Card title="Borrow Assets" icon="hand-holding-dollar" href="/user-guide/borrow-assets">
    Borrow against your collateral with variable interest rates.
  </Card>

  <Card title="Health Factor" icon="heart-pulse" href="/concepts/understanding-health-factor">
    Understand and manage your liquidation risk.
  </Card>

  <Card title="Manage Positions" icon="sliders" href="/user-guide/manage-positions">
    Monitor and adjust your supply and borrow positions.
  </Card>
</Columns>

## Core Concepts

<Columns cols={2}>
  <Card title="Lending & Borrowing" icon="arrows-rotate" href="/concepts/lending-and-borrowing">
    How the supply and borrow mechanics work.
  </Card>

  <Card title="Interest Rates" icon="percent" href="/concepts/interest-rates">
    Dynamic rates based on supply and demand.
  </Card>

  <Card title="Isolation Mode" icon="shield-check" href="/concepts/isolation-mode">
    Risk management for volatile assets.
  </Card>

  <Card title="Liquidations" icon="triangle-exclamation" href="/concepts/liquidations">
    How the protocol maintains solvency.
  </Card>

  <Card title="Oracle Pricing" icon="chart-line" href="/concepts/oracle-pricing">
    How asset prices are determined.
  </Card>

  <Card title="Key Features" icon="star" href="/key-features">
    Discover what makes Creda unique.
  </Card>
</Columns>

## For Developers

<Card title="Developer Documentation" icon="code" href="/developers/overview" horizontal>
  API references, smart contract documentation, and integration guides.
</Card>