# Creda Finance Documentation ## Docs - [Efficiency Mode (EMode)](https://docs.creda.finance/concepts/efficiency-mode.md): Learn how Efficiency Mode works and how to maximize capital efficiency with correlated assets - [Flash Loans](https://docs.creda.finance/concepts/flash-loans.md): Instant, no‑collateral loans completed within one transaction - [Health Factor](https://docs.creda.finance/concepts/health-factor.md): What health factor means, how it’s calculated, and how it relates to LTV - [Interest Rates](https://docs.creda.finance/concepts/interest-rates.md): Understand how interest rates work on Creda Finance and what factors influence them - [Isolation Mode](https://docs.creda.finance/concepts/isolation-mode.md): Learn how isolation mode works and when to use isolated assets on Creda Finance - [Lending and Borrowing](https://docs.creda.finance/concepts/lending-and-borrowing.md): Understanding the core mechanics of Creda Finance's lending protocol - [Liquidations](https://docs.creda.finance/concepts/liquidations.md): Understand how liquidations work on Creda Finance and how to avoid them - [Oracle Pricing](https://docs.creda.finance/concepts/oracle-pricing.md): How Creda Finance determines asset prices and ensures reliability - [Potential Risks](https://docs.creda.finance/concepts/potential-risks.md): Understanding the risks involved when using Creda Finance - [Take Rate](https://docs.creda.finance/concepts/take-rate.md): Understanding Creda Finance's take rate and reserve factor systems - [Smart Contract Addresses](https://docs.creda.finance/developers/contract-addresses.md): Find all Creda Finance smart contract addresses across supported chains - [GraphQL API](https://docs.creda.finance/developers/graphql-api.md): Query Creda Finance data with GraphQL using real examples from the frontend - [Developer Overview](https://docs.creda.finance/developers/overview.md): Overview of Creda Finance architecture for developers - [Getting Started](https://docs.creda.finance/getting-started.md): Your quick start guide to using Creda Finance - [Welcome to Creda Finance](https://docs.creda.finance/index.md): A decentralized lending protocol built on the Cosmos ecosystem - [Key Features](https://docs.creda.finance/key-features.md): Discover the core features that make Creda Finance unique - [Borrow Assets](https://docs.creda.finance/user-guide/borrow-assets.md): Learn how to borrow assets against your collateral on Creda Finance - [Connect Your Wallet](https://docs.creda.finance/user-guide/connect-wallet.md): Learn how to connect your Cosmos wallet to Creda Finance - [Manage Positions](https://docs.creda.finance/user-guide/manage-positions.md): Learn how to monitor, adjust, and optimize your lending and borrowing positions on Creda Finance - [Supply Assets](https://docs.creda.finance/user-guide/supply-assets.md): Learn how to supply assets to earn interest on Creda Finance - [What is Creda Finance?](https://docs.creda.finance/what-is-creda.md): Learn about Creda Finance - a decentralized lending protocol on Cosmos ## Optional - [App](https://creda.finance) - [GitHub](https://github.com/credafinance)