> ## Documentation Index
> Fetch the complete documentation index at: https://docs.creda.finance/llms.txt
> Use this file to discover all available pages before exploring further.

# What is Creda Finance?

> Learn about Creda Finance - a decentralized lending protocol on Cosmos

Creda is a Cosmos‑native lending protocol. Supply assets to earn, borrow against collateral, and manage risk with clear guardrails like health factor, Isolation Mode, and EMode.

## Why Creda

* Simple: clean UI and predictable flows
* Safe by design: over‑collateralized loans, automated liquidations
* Solid pricing: multi‑source oracles with validation and smoothing

## Built For Cosmos

* CosmWasm smart contracts, low fees, IBC‑ready
* Deployed on Terra (Phoenix‑1)

## Get Started

<Card title="Getting Started" icon="rocket" href="/getting-started" horizontal>
  Connect a wallet, supply an asset, and try a small borrow.
</Card>

<Card title="Key Features" icon="star" href="/key-features" horizontal>
  Quick tour of the mechanics and safety tools.
</Card>