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Documentation Index

Fetch the complete documentation index at: https://docs.creda.finance/llms.txt

Use this file to discover all available pages before exploring further.

DeFi lending carries real risks. Use conservative settings, monitor your health factor, and size positions so you can act under stress.

Market & Rate Risk

  • Price volatility: collateral can fall fast; keep buffers
  • Correlation: multiple assets can drop together; diversify thoughtfully
  • Interest rates: borrow costs can rise and supply yields can fall

Liquidation Risk

If HF < 1.0, liquidators can repay part of your debt and take collateral at a discount. Avoid by keeping HF well above 1.0 (1.5+ recommended), setting alerts, and acting early.

Smart Contract & Oracle Risk

  • Code bugs or integration issues can cause loss
  • Bad or delayed prices can affect HF unexpectedly Mitigate by limiting exposure, spreading risk, and staying informed about updates.

Operational & Liquidity Risk

  • Network congestion can delay urgent transactions
  • Pool liquidity constraints can limit large withdrawals Plan for emergencies: keep fee tokens and an action plan ready.
This is not financial advice. Never risk more than you can afford to lose.