Focus on a few metrics, keep a buffer, and make small, timely adjustments.Documentation Index
Fetch the complete documentation index at: https://docs.creda.finance/llms.txt
Use this file to discover all available pages before exploring further.
What To Watch
- Health factor: primary safety indicator (aim 1.5+)
- Utilization and rates: higher utilization → higher borrow/supply APYs
- Liquidity: large withdrawals are easier at lower utilization
Common Actions
- Add collateral or repay to lift health factor
- Toggle collateral for assets you don’t need to borrow against
- Rebalance between assets if rates or risk change
Simple Rhythm
- Daily: glance at health factor and major price moves
- Weekly: review rates and net interest; adjust if needed
- After big moves: top‑up or deleverage promptly rather than waiting
Guardrails
- Don’t borrow to the max; leave room for volatility
- Keep native tokens for fees and an emergency top‑up fund
- Use alerts to get ahead of risky levels