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Creda focuses on safe, efficient lending with a clean UX.

Core

  • Supply to earn; borrow against collateral; withdraw subject to liquidity
  • Dynamic, utilization‑based rates; continuous compounding

Risk Controls

  • Health factor monitoring and alerts
  • Automated, fairly priced liquidations
  • Isolation Mode to contain riskier collateral
  • EMode for correlated assets to boost LTV within a group

Pricing

  • Multi‑source oracle data with validation and smoothing

Developer‑Friendly

  • GraphQL/REST APIs backed by an indexer
  • Gas‑efficient contract design (virtual amounts, indices)